The ACA is Working – We’ll Show You

We’re Sharing Stories of People Who Got Covered

With all the bad press surrounding the rollout of the Affordable Care Act this fall, it’s easy to forget just how much good the health care overhaul is doing and will do. No more denials for pre-existing conditions or dropping your coverage (or charging more) because you get sick.

At the SEA, we’ve long supported the Affordable Care Act because we believe everyone should have access to good, affordable health coverage. While many politicians have been pointing out the ACA’s faults or even shutting down the government over it, we’ve been helping create success stories around the ACA. Success, remember, doesn’t have to mean perfection — just that it’s working for someone.

Since October, we’ve been working with partner organizations to help people get signed up for health coverage through the Marketplace on healthcare.gov. Over the coming weeks, we’ll introduce you to some of these people.

Meet Colleen Moon

Colleen Moon works with SEA staffer Brian Hawkins during an ACA signup fair held Dec. 14 in Laconia.

Colleen Moon works with SEA staffer Brian Hawkins during an ACA signup fair held Dec. 14 in Laconia.

We met Colleen at our Affordable Care Act signup fair on Dec. 14 at Lakes Region Community College. She previously owned a video rental business, and her current employer does not offer health insurance to her. She’s been uninsured since 2010.

With help from Brian Hawkins, an SEA employee and certified application counselor, she obtained health coverage that will cost her $438 a month. That seems like a lot until you consider that she was paying $1,000 a month for herself; when she had coverage for her son, she was paying more than $1,500 a month for the two of them.

That monthly $438 premium is also nothing compared to the hit she took not too long ago when she was uninsured.

“I fell on the ice a couple of years ago and it cost me $40,000,” Moon said.

“With no insurance, it threw me for a loop,” Moon said. “It’s scary to be without insurance.”

Thanks to the Affordable Care Act, it’s a lot less scary for Colleen and many like her.

 

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