With the end of the year approaching, it’s time for open enrollment. If you need to make changes to your health or dental coverage, or your flexible spending account for 2015, this is your opportunity. If you don’t need to make any changes (ie, add someone to your plan or have more taken out for flexible spending), then you don’t need to do anything.
For workers covered by the State Employee Health Benefit, open enrollment starts Monday, Nov. 10 and runs through Friday, Nov. 21. Workers in other units should check with their HR representative about the dates for open enrollment.
For those workers covered by the State Employee Health Benefit, you can find more information on open enrollment here. One final note about flexible spending: as of Jan. 1, the state will be switching providers from Combined Services to ASIFlex. This will also affect health reimbursement account (HRA) users, so watch your mail as you should be receiving new cards in the coming weeks.
ACA Open Enrollment Approaching, Too
If you or someone you know needs health coverage for 2015, take note that the open enrollment period starts Nov. 15 for Marketplace health coverage through the Affordable Care Act. The period runs through Feb. 15.
There are many more plan choices for NH residents for next year, and the sign-up process on the Marketplace website, www.healthcare.gov, has been greatly simplified. Another change for this year is that the fee for not having health coverage increases to 2 percent of your income or $325 per adult and $162.50 per child.
SEA members don’t need to navigate the ACA sign-up process alone. Chris Porter, the SEA’s Compensation and Benefit Research Specialist, is available to help members with signing up. His contact information is listed below.
Do you have other health benefit questions? Send them to Chris Porter at email@example.com and put “Ask Chris” in the subject line. Chris is our Compensation and Benefit Research Specialist who will advocate for members experiencing challenges with their contracted medical benefits. We’ll post answers to commonly posed questions in this column.